One sentence that says it all
what we do, how we do it and why you should do it with us
One sentence that says it all
what we do, how we do it and why you should do it with us
We Buy Houses! Any Properties! Any Condition! Any Situatioin! Any Location!
ForeclosuresGenie.com can help to relieve the ever increasing stress, offering you some solutions, within the time constraints of the imposed Foreclosure Sale! As you know Foreclosures are on the rise due to a number of reasons, from laxed lending practices to quicker than expected adjustable mortgage rates! A recent divorce, loss of job, worst yet death of a family member, are all out of your control. It has a way of turning a bad situation worse! The truth is; sometimes bad things happen to good people! We offer quick offers, no obligation, either we can help or we can’t!
ForeclosuresGenie.com can make quick equitable cash offers on your home. We are on call 24 hours a day! Even if you have a pending Foreclosure sale date, we can still help. We have successfully stopped many Foreclosures last minute, due in part to our long term relationships with Mortgage lenders in your area! The earlier we are notified of your situation, the more options you have to stop the Foreclosure sale. Even if you are not in Foreclosure but are interested in a cash offer please don’t hesitate to call.
We make offers on properties in any condition, any situation, located anywhere in California. We make offers on single family residences, apartment buildings and commercial properties! If you have a property for sale that is not located in California please submit the details, we will consider all properties on an individual basis.
We have helped many homeowners with properties in distressed situations for the more than 15 years! Many homeowners run into unfortunate situations due to unforeseen circumstances, we make equitable offers so that both parties benefit, a win/win situation for everyone! All offers from ForeclosuresGenie.com are based on the condition of the property, with the understanding that all properties bought are in As-Is condition! We can close in days not weeks, getting you out of your situation!
The process primarily used in California is the Non-Judicial Foreclosure process. It allows the lender to take a property to foreclosure sale much quicker, without having to go thru the longer drawn out judicial process. However there are civil codes that the trustee must follow to organize a legal Trustee Foreclosure Sale! The truth is Non-Judicial Foreclosures are a quicker process, and are not in your favor!
There are five aspects of a Trustee’s Foreclosure Sale. The process starts with the initial Notice of Default. (N.O.D.), which lasts 90 days and is the best time to resolve any late (payments/arrears) owed to the lender.
The Notice of Trustee Sale, begins the second stage allowing for an additional 21 days to resolve the payments in the arrears, beware the date posted is the actual Foreclosure Sale Date!
The reinstatement period is the phase where you can fully reinstate the loan plus any late charges and penalties! This stage runs from the initial N.O.D. thru five days prior to posted foreclosure sale date.
Redemption period references the last five days of the trustee process, it is the time period where the lender is no longer required to accept a reinstate, they can require the total balance of the loan in addition to all penalties associated with foreclosure process. At their discretion!
Trustee Sale is the final stage whereby the property will be sold at auction on the court house steps, to the highest bidder. If the property is not sold at auction, title will be conveyed back to the lender and will become a Bank Owned property!
Don’t worry we have successfully stopped hundreds of Foreclosure Sales, given the opportunity we will stop yours also!
It can have a drastic effect on your credit worthiness, it’s possible that this negative mark on your credit history may make it difficult to re-establish credit for the next 10 years! It will make it difficult to rent a home, purchase a car, establish a basic utility service like a cell phone or electricity bill. Don’t let you credit get ruined because you weren’t willing to get help from ForeclosuresGenie.com. It’s possible to resolve the problem, without letting it affect your credit.
